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April is Financial Literacy Month and here’s why it is important to you as a student at BC3. The financial choices you make now can affect you for years to come, so it is extremely important to make sense of your personal finances and gain the knowledge necessary to make smart decisions about your money.

Those who default on their student loans damage their credit score which can negatively impact employment opportunities and the ability to obtain a lower loan rate in the future. Many of us, students included, can get into trouble with credit cards and other debt.

EverFi conducted a recent study of more than 100,000 incoming college students from all over the USA which found that those who responded to the questionnaire had a tough time answering basic questions about financial literacy. Most only answered two of six questions correctly.

The good news is that there is a lot of quality information available to help you get on the right path and stay there. There are seminars, workshops, and websites galore that offer financial advice. Juli Louttit, our Director of Financial Aid, teaches a 1-credit Financial Literacy (GENL 120) course at BC3 each term.  Here are some great websites to guide you with smart financial decisions and college choices: and  The Financial Aid Office is also available to help with any questions as they arise.

Let me point you to a few other examples as well:

There’s no question that financial troubles can cause stress and difficulty, but a little knowledge and planning can help ease the worries. Don’t forget to file your FAFSA for next year by May 1st for state grant eligibility and that the BC3 scholarship application opens April 15th-July 1st.

All of us at BC3 are committed to helping you achieve success in pursuing your educational goals. As always, know that we are here to help you in any way we can. Please contact these offices if you need any assistance.

-Jerry Johnston, Admissions Representative/Business Relations